Annual Trip Cancellation is one of the new additions to the Trip Cancellation
         family.  This program let's you purchase a single policy for the entire year and
         make as many trips as you wish.  The non-refundable portion of each trip expense
         is insured until the twelve months has expired or the maximum benefit you
         selected is exhausted.  Access America has two available plans... one with a
         $1,000 maximum annual benefit and another beginning with a $5,000 maximum
         annual benefit.
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